Sell your house.
Skip the headache.
Any condition. · Any reason. · Any timeline.
We buy Maryland houses directly for cash. No agent commissions. No closing fees. No inspections, repairs, or showings. You pick the closing date. We bring the certified funds.
Tell us about the property. We respond within one business day with a written cash offer.
Four pillars. One promise.
Most cash buyers look interchangeable from the curb. Schiff is built on four operating principles that decide every offer we make and every closing we honor.
Direct
We are the buyer. Not a wholesaler shopping your address. Not a marketplace handing your information to strangers. One company. One offer. One closing.
Heritage
The seal on our door is a promise about how we operate. Plain language. Honest math. Written offers. The same answer in writing that you got on the phone.
Premium
Fast does not mean cheap. We price based on the property and the market, then explain the math line by line. You see exactly what your number is built from.
Local
Maryland houses only. We know Towson from Catonsville and Annapolis from Glen Burnie. Local knowledge means accurate offers and closings that actually happen.
Four steps. No surprises.
The traditional sale takes 90 days, costs 6 to 10 percent of the sale price, and depends on a buyer's bank to approve a mortgage. Our process replaces all of that with a direct cash purchase.
Tell us about your house
Two minutes on the form above or one call to 410-552-SELL. We ask about the property, your timeline, and your situation.
We make a cash offer
Within one business day. In writing. Based on the property as it sits, with the math behind the number explained on the same page.
You pick the closing date
As fast as seven days or as far out as you need. Stay in the home until the date that works for your move.
We close. You get paid.
At a local title company. Certified funds at the table. No commissions deducted. No repair credits surprise you on closing day.
Four counties. Local on every offer.
Schiff Home Buyers focuses on the central Maryland counties we know block by block. Each region has its own market characteristics and we price accordingly.
Outside these counties? Call us at 410-552-SELL. We will tell you honestly whether we can help.
Every house has a story.
Eight situations we buy every week. Each has its own page with the answers that situation actually needs.
The house is now yours. The taxes, the maintenance, the memories, and the siblings who all have opinions are also now yo...
→The lender has sent the letters. The auction date may already be scheduled. There is a narrow window where a fast cash s...
→A clean cash sale removes the house as a variable in a difficult negotiation. Both spouses sign once. Proceeds split acc...
→The rental was a good idea when you bought it. Now it is a series of phone calls at inconvenient times, receipts you can...
→The estimate came in higher than the house is worth to you. Or the insurance denied the claim. Or the last contractor wa...
→A new start date and a house still on the market do not have to collide. We buy Maryland relocation houses on the seller...
→Personal representatives and estate attorneys work with us regularly. We understand what the Maryland Register of Wills ...
→A vacant Maryland house costs money every day it sits. Taxes, insurance, utilities, lawn service, potential vandalism, a...
→Two paths. Different math.
Listing with an agent is the right answer for many homes. For some, it is not. Here is what the comparison actually looks like, with no marketing spin.
| Selling to Schiff | Listing with an agent | |
|---|---|---|
| Time to close | 7 to 21 days | 60 to 90+ days |
| Commissions | None | 5 to 6 percent of sale price |
| Closing fees | None paid by seller | 1 to 3 percent paid by seller |
| Repairs | None. As-is purchase. | Negotiated after inspection |
| Showings | One visit | Open houses, tours, lockboxes |
| Financing risk | Cash. No bank involved. | Buyer's mortgage approval required |
| Certainty of close | Contract to close, every time | 15 to 20 percent of deals fall through |
Established 2026 · Maryland
The SealThe bar is in the seal.
The seal on our marketing is not decoration. The skeleton keys, the house, the SB monogram, and the Cash, No Fees, As-Is line at the bottom are a list of obligations we accept on every deal. Three lines on the seal. Three obligations we honor on every closing.
Certified funds at the table on the day we close. Not a loan contingency. Not a wire that arrives two days later. Cash.
The number on the offer is the number on your settlement statement. No commissions deducted. No closing costs deducted. No surprise line items.
You leave what you do not want to take. You fix nothing. You clean nothing beyond what feels right to you. We handle the rest.
Get your cash offer.
One form. · One call. · One closing.
Start my offer or call or text us 410-552-SELLStraight answers.
How is your offer calculated?
We start with comparable sales in your specific neighborhood, then subtract the cost of bringing the property to retail-ready condition, the holding costs during that work, and a margin that reflects the risk we are taking. We show you the math on the offer document, not just the final number.
Why would I sell for less than market value?
Market value assumes a retail-ready home, three months on the market, an inspection cycle, a financed buyer, and 7 to 9 percent of the sale price in commissions and closing costs. When you account for time, cost, and risk, the net to seller often lands very close to a listed sale, sometimes higher, with none of the uncertainty.
Do I need to clean or fix anything?
No. As-is means as-is. Take what you want. Leave what you do not. We handle the rest after closing. This is one of the reasons sellers in difficult situations come to us first.
How fast can you actually close?
Our fastest closings are seven days from contract. Most sellers do not want to move that fast, so we typically schedule 14 to 30 days. The closing date is your choice, not ours.
Who pays closing costs?
We do. The number on your offer is the number that arrives at settlement. Title fees, recording fees, transfer taxes on our side, and the standard buyer-side closing costs are all ours. Sellers occasionally have property tax adjustments or mortgage payoff figures that come out of proceeds, but those are not Schiff fees.
What if the house has tenants in it?
We buy occupied properties regularly. You do not need to deliver a vacant property. We work with the tenants directly after closing, on terms that respect them and the law.
Is there any obligation to accept your offer?
None. We deliver a written offer. You decide whether to accept, negotiate, or pass. If you pass, that is the end of it. We do not call repeatedly and we do not sell your information.
Are you licensed in Maryland?
Schiff Home Buyers is a Maryland company buying Maryland real estate. We are not a real estate brokerage. We are a direct buyer using our own funds, working with licensed Maryland title and settlement companies on every closing.